Maximize Your Dental Insurance Before It Expires

October 20, 2020

Filed under: Uncategorized — Tags: — drearnest @ 1:18 am

Dental insurance claim form.Believe it or not, the end of the year is almost here. As we enter the holiday season, the last thing on your mind is your dental insurance; however, you might want to make a trip to your dentist a priority. As you shop for the perfect gifts and plan tasty meals, don’t lose your remaining dental coverage. Here’s why you need to schedule an appointment before your insurance benefits expire.

Reduce Overall Dental Expenses

Your dental insurance plan is designed to keep your teeth and gums healthy to reduce your overall oral health expenses. By paying your monthly premium, you have access to a comprehensive plan that can include:

  • 100% preventive coverage
  • 80% minor restorative coverage
  • 50% major restorative coverage

Your dental plan focuses on prevention because research shows every $1 spent on preventive care can lower restorative dentistry expenses by $50. You can get the cleanings and checkups you need for only a small co-payment. If it hasn’t been 6 months since your last visit, don’t worry. You can still use your coverage for your second hygiene appointment before the year ends.

Quickly Treat Dental Issues

If you have a dental concern that needs to be treated, like gum disease or a cavity, you don’t need to worry about a large bill. After reaching your annual deductible, you can use your yearly allowance to help offset the cost of your treatment. If the fee for the procedure exceeds your remaining benefits, your dentist can split the costs across calendar years to keep it affordable.

It’s best to have your procedure as soon as possible because any benefits you don’t use won’t carry over into 2021, and you won’t be reimbursed for them either. As a result, you could lose the opportunity to restore a healthy smile for affordable rates.

Enhanced Safety Standards

Dental offices have been closed amid the COVID-19 pandemic; however, many have opened their doors, so you can get the care you need. Dental offices are already some of the cleanest places, but they’ve revamped their safety protocols to make it safer than ever to visit the dentist. You can rest assured, your risk of exposure is minimal, so you can enjoy the comprehensive services your smile depends on without adding coronavirus to your concerns.

Invest in a Healthy Smile

On average, less than 3% of Americans meet or exceed their annual limits, so you likely have coverage remaining that you’re about to lose. Don’t throw money down the drain. Place an appointment with your dentist at the top of your to-do list, so you can start the new year with a healthy smile.

About Dr. David Earnest

Dr. Earnest earned his Doctor of Dental Surgery at the University of Texas. He is a member of various organizations, including the Academy of General Dentistry. Dr. Earnest strives to provide affordable services, which is why he accepts many leading dental insurances. If you need an appointment before you lose your coverage, contact our office today.

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