Dental care focuses on prevention because it\u2019s proven to reduce your long-term oral health expenses by keeping your teeth and gums healthy. Research shows every $1 spent on prevention can save as much as $50 on restorative care. Your dental insurance makes it easy to get the routine services you need.<\/p>\n\n\n\n
By paying your monthly premiums, you have access to a comprehensive policy that includes 100% preventive coverage. You can benefit from 1-2 preventive appointments per year to keep your smile healthy.<\/p>\n\n\n\n
Even with the best prevention, a complication can arise. You don\u2019t need to worry about a large dental bill. After reaching your deductible, your policy can cover 50% to 80% of the cost until hitting your yearly limit. You can use your policy to help offset the expense of many common treatments, like fillings, extractions, and root canals. You can reinstate your oral health without draining your wallet.<\/p>\n\n\n\n
To make the most of your policy, your dental insurance will recommend you choose an in-network dentist because they have pre-negotiated rates. You can still visit any dentist who accepts your coverage, even if they are out-of-network; however, you\u2019ll need to pay the difference between the office\u2019s fees and your insurance\u2019s allowable amounts. You\u2019ll have the freedom to choose the best dentist for your specific needs to enjoy personalized plans to reach your oral health goals.<\/p>\n\n\n\n
Your dental insurance is a monthly investment. At the end of the calendar year, your dental policy will expire. You won\u2019t be reimbursed for your premiums or deductible if you don\u2019t use all your benefits. In addition, nothing will carry over into the new year. Anything you haven\u2019t used will be lost for good.<\/p>\n\n\n\n
Your dental insurance is there to keep your teeth and gums healthy to achieve lasting oral health. If you have any questions about your policy, don\u2019t hesitate to contact your dentist for clarification. They will work on your behalf with your insurance carrier to file the necessary claim forms for reimbursement.<\/p>\n\n\n\n
About Dr. David Earnest<\/strong><\/p>\n\n\n\n Dr. Earnest<\/a> earned his degree at the University of Texas. He is a member of various dental organizations, including the American Dental Association, the Academy of General Dentistry, and the Academy of Osseointegration. He works with many insurance plans to keep his services affordable. If you have benefits that you\u2019re about to lose, contact our office<\/a> today to schedule an appointment.<\/p>\n\n\n